My CEO Journey

I have been a corporate warrior for nine years, and in these nine years, I have worked for three different companies, in three very different roles. These nine years also shaped what I want from a job. Just recently, I received my five year award from my current company. This is my first long service award.  Just after graduation, I started my first job. Back then, my aim was to earn as much as possible. Thus, I took the job that offer the largest pay package. My first job was a great company, but the role I was in did not suit me at all then. The first job requires that I interact with a huge number of people -- from management for approval of project and budget, to different department engineers for coordination of jobs, to contractors and technicians to request them to do a job and how to do them, and so on and so forth. When I just graduated, I was shy. Talking to so many people was a pain to me. I didn't last long in that job, and changed to another one within a ye

I spent the past few months doing stock trading.  To be exact from November till today, I have only done 3 trades. The trading technique I used is actually no technique honestly. I totally ignored the typical technical indicators such as moving average convergence divergence (MACD), relative strength index (RSI) or stochastic oscillator which you would see in any technical analysis guidebook. The trading technique I used was instead simply observation within my knowledge limited scope of course.  Nonetheless, before I apply this technique, I did a general check on the balance sheet of the stock. This counter has more cash than total liabilities. However, its profit margin is low, and it's profits are definitely not as high as many others in the same industry as it is. To me, this company is like a mom- and- pop store that earns enough to feed everyone, while making sure they don't go bust. So if my trading hypothesis is wrong, very likely the amount I will lo

I used to own 34,000 units of CMA3.8% bonds , until they were redeemed it in January this year. This bond has a coupon of 3.8% for the first 5 years, and 4.5% after that. They have an option to redeem the bonds from Jan 2017 onwards, and they did. It seems reasonable since if they weren't redeemed, the interest to be paid out would be 4.5%, which is not justifiable since they are able to get loans with lower interest rate. With this redemption, I am looking at other avenues to maintain or even better my interest income. One of the bond that I was looking at is the retail perpetual bond issued by Genting at a coupon of 5.125% per year. If this bond is not redeemed in 2022 (10 years after being issued), the coupon goes to 6.125%. But there's a catch. This security may be redeemed in whole on the first call date or any distribution payment date thereafter. The first call date for the retail bond is October 2017. This is a  nice article by fundsupermart  on their opinion