Free Courses and SkillsFuture Related Thoughts

I was looking through Budget 2020. One of the items was a top-up to Skills Future credit. As a Singaporean aged above 25, I get a $500 top- up of Skills Future credit, which can be used to offset the course of approved courses. As I am less than 40 years old, I don't get the additional special $500 credit. For more details, read up Budget 2020 here.

I was looking at the skillsfuture website, and do you know that there are some FREE online courses available? These include:

Source: My SkillsFuture

Of course, you could get these topics free at youtube too, but this will require one to "prepare" your own curriculum to learn the subject. So, if you are interested in these topics, why not sign up for these since they literally put all the material on that topic together. All you need is to consume the content!

I really like the Skills Future credit, as I always have something to use it for. Previously, I used it to offset part of my Advanced Diploma. Honestly, though I finished my advanced diploma in 2015, I had literally NOT used the skills at all to advance my career. What a waste of time and effort. This time around, I intend to use the credits for something that I can reap benefits immediately (either monetary or enjoyment).

How about those of you who are eligible for the credits? What do you intend to use the additional Skills Future credit for?

After 2 years of Sabbatical from Work, THIS IS IT!

I took a sabbatical from the corporate work back in end 2021. It's going to be my 2-year anniversary for my sabbatical. But , it's time to get serious earning money full-time. Here's why... Meeting Passive Income Objective I haven't been working, and my income was mainly contributed by my passive income from dividends/stocks . If it goes as it is, my passive income this year should be about $2000/ month , or about $24,000 a year. This is $6000 up from last year. Going at this rate, I should grow at $6000/ year. Just like GDP which is always reported as an increment rather than at absolute amount, so does passive income growth, doesn't it? The amount of cash that I have, has slowly been used for invested. And to meet the growth target, it's basically increasing the returns, putting more into the investments, or both. At my comfort level, I'm going with increasing the amount invested. This means finding fresh funds. A full-time job should solve this problem

I worked NOT in 2022 - Here's my income report and lessons learnt

It's late January of 2023, and while it seems a bit late to talk about 2022, it's probably a year where I should pen down because it's different from the rest. 2022 was a year where I worked not at all since I graduated, and I wanted to pen my thoughts. For curiosity sake, I typed in my topic into the chatGPT, and this was what it gave: Well, how do you find ChatGPT's year? I would rate ChatGPT's response as highly excellent. If I were some student writing some journal entry just to submit for as homework, I'll probably submit this. But while AI can help us with general task, it cannot be us, unless we feed in enough inputs for it. So below is my version, of how 2022 was, a year where I worked NOT. My Income For 2022 Below is a chart showing my income for 2022. And they are broadly divided into 3 sources: Interest from bonds (including the Singapore saving bonds, but excluding T bills), dividends and T- bills. My Income for 2022 The 6 months T-bills become

Passive Income Report YTD and Plans forward

I worked not this year, and here's my income for the first 3 quarters of 2023: My income comes from 3 sources: Interest income from T bills, Interest income from bonds (which includes Singapore Saving bonds and other retail bonds), and Dividends (mainly from STI ETFs, with some other stocks). This year was an improvement from last year's income ( read here ), not because of what I've done this year, but from what I've done last year - delayed gratification. Even more delayed gratification, was from the saving I accumulated since I started working. Grateful to myself for having few material desires. If $2000 is the minimum survival sum, I probably survived 62.5% of the time. If I average out the 8 months, I met the minimum survival sum on a monthly basis. My goal for this year is to hit $24,000 passive income, and with 66.7% of the year passed, I'm 70% there. June has been the best month to date, and as you can see, it's contributed mainly through intere

My CEO Journey

Search This Blog