My CEO Journey

Previously, I mentioned that I was preparing for an examination , which was part of upgrading for my current job. This is a self- study examination, and after taking 3 more papers, I will be able to obtain a diploma. And after 6 more papers, an advanced diploma. I have completed 1 paper, and passed with pass. To obtain a Distinction I would require 90% or more. I didn't, but am still happy with it. So, the next step is to prepare for more exams ahead!

I added a additional point for my washing machine to my parents' home recently. The plumbing job for adding a tee followed by tapping the pipe to the washing machine, and ending off with a on/ off tap for the washing machine. The plumber took along a kid along for the job, and was telling the kid to do this and that. The job was completed in a few hours, and the workmanship was... hahaha, some of the screws were slanted, and the plumber told us to on the tap after at least 3 hours (I know why). And all the water smelt of glue... The kid spilled loads of glue at my place. All this for a whooping $280! Anyway, enough of my complains. This incident lead me to thinking, there are tasks that are simple enough even for kids to do, but we engage contractors to do it. Are we too reliant on them? Particularly for Singapore, where for renovation, we almost ask contractors to do almost everything for us, although the task may not be difficult, and the contractor's price comes with

Passive income is the IN thing now. It is an income stream in which one does not need to be present in order to obtain it. This can be dividends from stocks, rental income, interest income from deposits, money from a business (where you do not need to be there literally to earn the money), and so on. We all have some passive income, in some ways or another. Being a typical Singaporean, working on a job to earn a living, and without any property and any business that generates passive income, my passive income is relatively low. In fact, if you look at it, all these come from interest earned. As I looked back, I realized that I have been working on increasing this interest income stream, though still at a low amount to date. My first few dollars... I first received interest income from, banks. I remembered when I was 18, when my parents gave me the POSB bank book that they had saved money into, under my name.I updated it regularly, and always, at the end of the year, tracked