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Showing posts from January, 2022

Why 2 phones

Writing this to remind myself... In the past few days, there are many reports of phishing attacks which resulted in people losing huge amount of money. I looked at the news, and I could be the one... I received that sms.... And on that day when I looked at the sms, I was in a good mind state. And did not click on the link. Today, I received another phishing sms. And I wasn't in a good mind state ( I was busy with things), and I clicked on the link. It looked real, except for (see below)... It directed me to a site to key in the details (email, name, address, etc.). Then, finally ask for a payment... I stopped. I called up the company and asked why... And they told me it was a scam. Looking closely at the website given, there was a dash! How could I have missed it! I realized I'm a reactive person. When I'm busy with stuff, or so on, and some provocative emails/ sms comes, I'll react. And this worries me...  To protect my money, I remind myself these: - stop, think, thin

Goals for 2022

Happy New Year! The start of the year is when everyone work in vigour towards their goals? What are your goals for the year? In my previous posts, I reviewed my performance in the 6 sectors: career, finance, health, family, personal development and side hustle in 2021. I also read  my goal back in early 2021 , which still resonate with me. In particular this --- when I am 40, I don't want to ask for permission to take leave. It's not I want no work, but rather I want to have the autonomy to do what I want at a time that works best for me. This philosophy guides my goals for 2022.  In this year's goals, I've set it to be action based, and hence controllable, rather than result based ( which aren't within my control). Health : - run 1.6 km for 100 times ( or 160 km in all in 2022). - eat 200 low carb lunches/ dinners - complete all 6 tiers of National Step Challenge Family : - 30 bonding activities - home improvement project (since I am home so much more often!) Finan

A Year in. Review for 2021 - Side hustles ( Part 6)

This is the last part of my year in review for 2021. This post is on side hustles. I tried online teaching and used the Udemy platform. I uploaded my first online course ever. I got sales, but also learn that instructors get probably $2 or so per course sale on Udemy. Total amount earned in 2021 - $5 ( for 2 sales). I did consultancy as a sub- contractor for a friend who clinched a deal. And, I earned a low 4 digit for a few hours of work. And learn that getting work done is the easy part. Getting the business is the hardest, and perhaps the more valuable part.  I then understand why Udemy pays me $2 per course sale. They did the hard work of getting me sales. I did the easy thing. I realized marketing and sales are very important processes and that's why they are worth the money. They bring in the money. The easy part is actually to do the job/ produce something, which if not location dependent is easy to outsource cheaply. Overall, 2021 was a good year in terms of side hustle. No