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Showing posts from 2019

Prenatal and Delivery Cost on a Budget in Singapore

We all know that maternity cost in Singapore is expensive. Is there a more economical option for prenatal to delivery then in Singapore? If you are a Singaporean or permanent resident of Singapore, have you heard of the subsidized route? In this case, you go to a polyclinic to get a referral to a public hospital of your choice (e.g. KKH, NUH, SGH) to begin the prenatal checkups leading up to the delivery. You can read the section under subsidized rates on KKH website here to find out more about how to be a subsidized patient.  Take note, even if you go to the public hospital, there are both private and subsidized option. The private option does not require you to get a referral from the polyclinic, and you get to choose a doctor of your liking, who will be with you from antenatal to delivery and post delivery. For the public option, you get any doctor that is assigned to you, and this could vary from one visit to another. During your gynae visits, not all visits will involve

Are you Ready?

Scenario 1: Let's go back in time to school days (I assume most readers are working adults).  Do you have instances where your teacher tells you you can't do certain things well, and you should just focus on a few. (E.g. instead of taking 4 A level H2 subjects, you should take just 3). They feel you do not have an aptitude to do 4 in the final A levels. The reason is you didn't ready yourself for one of the exams and didn't do well overall.  Are you not ready to take 4 A level H2 subjects during A level? Scenario 2: Now, you are in your company.  So you tried for a position in your company, or is looking to a promotion in a company, and you didn't get it? What reason does your company give? I'm not sure about other company, but mine gives the reason that ' you are not ready'. If you ask what can you do to get that position next time, they would tell you, you could do A- Z list, and the manager will happily help you put it in your bu

Why I stayed on...

A few months ago, I mentioned about the decision to moved on from my current job without any plan  here .  Nonetheless, things do not usually follow as planned, and a surprise occurred, and I decided to stay on. It's not a promotion, it's not a change in role. Those would not have changed my decision at that point in time. Rather, it's an upcoming new addition to our family that made me think twice. To be very practical, I am thinking of the upcoming paid maternity leave. Also, this allows me to buy time to plan for what I would like to do in future. Sometimes, things happen for a reason, and it may be for a good thing. Cheers!

A Parent's thoughts on time vs money

As a parent, I want to give the best to my children. And as much as I could, to provide them with the opportunities and exposures. Undoubtedly, money gives one a higher chance of accessing resources, beneficial to giving my kids a head start in future. With this belief, I persevered in my current job, where I spend about 30% of my time out of the country, away from my young children.  With the money I get out of my job, I outsourced childcare to childcare centres (so that I can continue working). When I am overseas, my partner looks after the kids at night, outsourcing childcare to TV when it becomes unmanageable.  Have my kids benefited from the my fruit of labor at work (aka money)? What have I benefited from the relentless work? Is the cash gained from this job really worth the sacrifice? If I derive joy from joy from my job, gain valuable experience, perhaps it's worth it. But, what if the job just becomes a transaction between time and money? I'm lea